Is believe in Rom 4:5 something someone does?
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There is a difference between believing and faith.
Faith is a thing, a spiritual gift from God to be possessed and used by His children as is love and hope. It is objective. When played, it makes a distinctive sound like no other.
Belief is not the instrument. It is that sound that comes from the instrument when it is played and it is a beautiful sound in God's ear because it glorifies Christ. It is a subjective action on the part of those who have received the gift of faith.
Just as a musical instrument is not the sound and the sound is not the musical instrument, so faith is not believing. Both work together to accomplish God's redemptive purposes.